Pay Later Payment Methods

StockX offers flexible payment options to give you control over your purchases. You can use traditional payment methods or choose to pay in installments with one of our Buy Now Pay Later partners. When you're ready to check out, you'll see the available Buy Now Pay Later options listed. Select the one that works best for you below:

Affirm
Affirm is a financing option available for US residents and territories, as well as residents of Canada. It can be used for orders totaling $50 to $30,000. Upon approval, you may be offered the option to pay for your order in one of two ways:

  • Pay in 4: pay in 4 interest-free payments.
  • Pay Monthly: Pay in monthly payments at varying APR.

How do I use Affirm to pay for an item on StockX?
  • You can pay later by selecting the Affirm installment options button in checkout on the Buy Now screen. Please note, eligibility may vary.
  • Rates from 0–36% APR. For example, a $150 purchase might cost $13.54/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Cash App Afterpay
Cash App Afterpay is a financing option available to Australia, UK, and US residents and territories for purchases $50 to $30,000. Upon approval, you may be offered the option to pay for your order in one of two ways:

US
  • Pay in 4: pay in 4 interest-free payments.
  • Pay Monthly: pay in 6 or 12 monthly payments at varying APR.

Australia
  • Pay in 4: pay in 4 interest - free payments on purchases $1 to $2,000 AUD.

UK
  • Pay in 4: pay in 4 interest-free payments on purchases from £1 to £1,200 GBP.

How do I use Cash App Afterpay to pay for an item on StockX?
  • You can pay later by selecting the Cash App Afterpay installment options button in checkout on the Buy Now screen. Please note, eligibility may vary.

PayPal Pay Later
PayPal Pay Later is a financing option available to Australia, UK, and US residents and territories. There are two ways to use Pay Later:

US
  • Pay in 4: pay in 4 interest-free payments over 6 weeks (1 down payment & 3 fortnightly payments).
  • Pay Monthly: pay in 6, 12 or 24 payments monthly at a 9.99% to 29.99% APR.

Australia
  • Pay in 4: pay in 4 interest-free payments over 6 weeks (1 down payment & 3 bi-weekly payments) on purchases $30 to $2,000 AUD.

UK
  • Pay in 3: pay in 3 interest-free payments on purchases £30 to £2,000 GBP.

How do I use PayPal Pay Later to pay for an item on StockX?
  • In order to use PayPal Pay Later as your financing option, you’ll need to ensure your StockX app is updated to version 5.7.23 or newer. Once confirmed, you can use Pay Later by selecting the Pay Later installment options button in checkout when you Buy Now.
  • Eligibility for PayPal Pay Later options may vary. Visit the "Learn More" links on the product page or at checkout for more details. Pay in 4 is available for purchases between $30 and $1,500, and Pay Monthly is available for purchases between $199 and $10,000. Gift cards and discount codes are excluded from purchases with PayPal Pay Later. Additionally, the estimated payment amount excludes taxes and shipping fees. Failure to be approved for a Pay Later offer will result in the selection of another payment method.

Klarna
Klarna is a financing option available to residents of Europe, Australia, and the UK. There are two ways to use Klarna:
  • Pay Later: Pay in 3 or 4 interest-free payments collected automatically every two weeks.
    • Available to residents of Belgium, Switzerland, Austria, Finland, France, Germany, Italy, the Netherlands, UK, and Spain.
      • UK Residents, please note: Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
  • Pay Over Time: Pay in smaller payments over 6-24 months with interest rates starting at 0.00%.
    • Available to residents of Australia, Greece, Ireland, Portugal, Austria, Finland, France, Germany, Italy, the Netherlands, UK, and Spain.
      • UK Residents, please note: Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
How do I use Klarna to pay for an item on StockX?
Select Klarna Pay Later or Pay Over Time at checkout on the Buy Now screen. Please note, availability may vary by region.

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