Pay Later Payment Methods

StockX supports several Buy Now, Pay Later payment options at checkout. Available options vary by region and order amount. If you’re eligible, you’ll see them on the Buy Now screen.

Affirm
Affirm is available to buyers in the United States (and US territories) and Canada for orders between $50 and $30,000.
  • Pay in 4: four interest-free payments
  • Pay Monthly: monthly payments with a variable APR

To use Affirm, select the Affirm instalment option at checkout on the Buy Now screen.

Rates range from 0–36% APR. For example, a $150 purchase might cost $13.54/month over 12 months at 15% APR. Payment options are subject to an eligibility check and may not be available in all locations. Options are provided by Affirm's lending partners (affirm.com/lenders) and depend on purchase amount; a down payment may be required. California residents: loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law licence. For licences and disclosures, see affirm.com/licenses.

Cash App Afterpay
Cash App Afterpay is available to buyers in the United States (and US territories), Australia and the United Kingdom for orders between $50 and $30,000.

United States
  • Pay in 4: four interest-free payments
  • Pay Monthly: 6 or 12 monthly payments with a variable APR

Australia
  • Pay in 4: four interest-free payments on purchases between $1 and $2,000 AUD

United Kingdom
  • Pay in 4: four interest-free payments on purchases between £1 and £1,200 GBP

To use Cash App Afterpay, select the Cash App Afterpay instalment option at checkout on the Buy Now screen. Eligibility may vary.

PayPal Pay Later
PayPal Pay Later is available to buyers in the United States (and US territories), Australia and the United Kingdom.

To use PayPal Pay Later, you’ll need StockX app version 5.7.23 or later.

United States
  • Pay in 4: four interest-free payments over 6 weeks, available for purchases between $30 and $1,500
  • Pay Monthly: 6, 12, or 24 monthly payments at 9.99%–29.99% APR, available for purchases between $199 and $10,000

Australia
  • Pay in 4: four interest-free payments over 6 weeks (one down payment and three fortnightly payments) on purchases between $30 and $2,000 AUD

United Kingdom
  • Pay in 3: three interest-free payments on purchases between £30 and £2,000 GBP

To use PayPal Pay Later, select the Pay Later instalment option at checkout on the Buy Now screen. Gift cards and discount codes cannot be used with PayPal Pay Later. The estimated payment amount shown excludes taxes and delivery. If a Pay Later offer is not approved, a different payment method must be selected. Visit the "Learn More" links on the product page or at checkout for eligibility details.

Klarna
Klarna is available to buyers in the United States, Canada, Australia the United Kingdom and selected European countries.

To use Klarna, select Klarna Pay Later or Pay Over Time at checkout on the Buy Now screen. Availability may vary by country.

Pay Now: Pay for what you love right away. Fast and secure, available in Austria, Belgium, Finland, Germany, the Netherlands and the UK.

Pay Later: Shop now and pay in 30 days, interest free. Pay in 30 days is available in Austria, Belgium, Finland, France, Germany, Greece, Italy, the Netherlands, Spain and the UK.

Pay Over Time:
  • Pay in 3 — Spread the cost of your purchase over 3 interest-free instalments, paid every 30 days. Available in France, Greece, Ireland, Italy, the Netherlands, Portugal, Spain and the UK.
  • Pay in 4 — Spread the cost in 4 interest-free installments, paid every 2 weeks. Fortnightly payments with 0% interest are available in the US, Australia and Canada.
  • Financing — Spread the cost of your purchase with smaller monthly payments over 6–24 months. Available in Austria, Finland, Germany, the US and Canada.

US: * Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law licence NMLS # 1353190.

UK residents: Borrowing more than you can afford or making late payments could affect your financial situation and your ability to get credit. Subject to status. T&Cs and late fees apply.

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